Buildings insurance is a type of policy that covers the structural aspects of a property against damage or loss from various events. It generally includes the cost of repairing or rebuilding the building's structure, such as the walls, roof, floors, ceilings, windows, doors, and permanent features like kitchens and bathrooms.

Contents insurance is typically purchased alongside Buildings insurance when buying a home. It covers your personal belongings and possessions inside the house, protecting them from damage, loss, or theft. While buildings insurance focuses on the structure of your property, contents insurance is dedicated to safeguarding the items you own within it.

This type of insurance is essential for protecting your personal belongings and ensuring you have financial support to repair or replace them if they are damaged, lost, or stolen. It gives you peace of mind, knowing that your possessions are protected against unexpected events within your home.

Landlords' insurance, also referred to as rental property insurance, is a policy specifically created for property owners who lease out residential or commercial properties to tenants. It offers protection against the unique risks and liabilities that come with owning and renting out property.

This insurance is crucial for property owners renting out either residential or commercial spaces, as it provides financial coverage against various risks and liabilities that landlords may face. It helps safeguard the landlord's investment and reduce the potential financial impact of unexpected events or issues related to their rental properties.