Welcome to Thurlestone Mortgages

Specialist Mortgage Brokers for Worcestershire & The South-West
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“Building Foundations for Life’s greatest Milestones”

Who Are We?

Thurlestone Mortgages is a mortgage broker that offers advice and recommendations on first charge mortgages from a panel of mortgage lenders, which typically cover 99% of the high street. We also deal with the more ‘quirky’ situations clients are faced with in life which is why we have specialist mortgage lenders on our panel for when the high street says “no”. Should the worst happen and we can’t get you the best deal from the high street we should still be able to offer you a solution for your circumstances. Please ask us for a list of lenders and providers that we work with.

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Thurlestone Mortgages is founded and led by Will Hobday

As an experienced advisor having previously worked for the UK’s largest estate agency group as a mortgage advisor he learnt he loves to deal with all manner of scenarios especially complex cases and adverse credit which is why he created Thurlestone mortgages to have more scope to offer a solution to clients who felt they had hit the end of the road on their property journey.

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Will has a truly big passion for helping his clients no matter the situation

From first time buyers navigating the initial home buying process to experienced homeowners moving to their forever home all the way to clients with impaired credit where they truly believe they will never own their home.


In his personal life Will used to hold a professional motor racing license but now enjoys the more sedate way of life and anything to do with the outdoors with his beloved partner Becky.

Why Choose Us?

A large panel of Lenders representing the whole market with a dedicated business manager for each so we can talk through your situation with them on the phone – sometimes you can’t beat the old way.

Flexibility

We will work with you on your journey from start to the mortgage is paid off.

Timescales

We don’t operate on a 9-5 basis, if you require a weekday evening appointment around your work. Don’t be afraid to ask.

Protection

We are part of a unique network offers the most competitive terms for life insurance, meaning you pay the same as going direct. 

Costs for Our Services

Broker Fee

One thing we believe in is transparency! Often you will see mortgage broker fees displayed online that offer no clarity. They can have a price range that can vary drastically. They may be advertised as a percentage of the mortgage amount, or not even stated at all. This can leave you as “a prospective client perplexed”.


We don’t believe in any ambiguity when it comes to broker fees which is why we advertise them on the website, so you know what the costs are. Although they vary in range depending on your situation whether it be a simple remortgage or even a more quirky scenario you know what you’re entering into.

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Why do we charge fees?

Lets be honest, there are mortgage advisors out there that offer fee free advice. Yet, the other end of the spectrum there are advisors that charge astronomical fees. So why do we charge fees at all?


The reason comes down to quality and control. Our advice goes beyond submitting your application. We monitor rates after mortgage offer stage, liaise with third parties such as solicitors and estate agents and are there for any problems that may arise. If we offered fee free advice we would see an increase in enquiries and appointments and we feel our quality may drop due to service levels and we would rather not compromise quality over quantity.


Our fees are very competitively priced there will never be any surprise costs or admin costs so the tarif below shows what our costs are.


We do not charge for Protection.

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Remortgage fee

£149 - £299

Will include either a rate switch or remortgage (plus capital raising) – including impaired credit


including adverse credit

Purchase fee

£399

For first time buyers, home movers, buy to let/ or holiday let


including adverse credit

Lifetime fee

£599

A one-off fee that will cover all future remortgages on your home or any future home. Not including the purchase of an additional property.


including adverse credit

Debt consolidation

£699

For consolidation of debt into your mortgage. A complicated process as this will increase risk on  the debt secure against your home

You should only pay money to us in respect of any fees we have charged for our mortgage services. We accept no other payments. We do not accept payments in cash.


For our advice services we will charge a fee of between £149 and £699. This fee will depend upon your circumstances and the type of mortgage you are applying for. This will be confirmed on your first meeting.
You need to pay the fee when you get your Mortgage offer. Any fee paid is non-refundable.

We are not authorised to hold client money (that is, money which is to be held or processed on your behalf)

Think carefully before securing other debts against your home!

Consolidating debt may reduce your outgoings now, but you may end up paying more overall. Your home may be repossessed if you do not keep up repayments on your mortgage.

What Our Clients Are Saying

Mortgage is not always an stressful journey if you have right people helping you along. Luckily one of my friend recommended me Mr Will Hobday and I am more than happy that I acquired his services. Very honest and knowledgeable person who helped me a lot throughout this journey and made it easier for me. Can't thank these guys enough for helping me by going out of the way. Amazing service and well recommended

25/04/2024 | Waqas Ali

I will be forever Grateful for Will Hobday for going above and beyond helping me get my Mortgage and becoming a home owner. We came across some difficulty's which he invested time into sorting (even out of hours). He's a genuinely nice guy who cares about the job he does but also the people he helps.

I wouldn't hesitate in recommending Will to anyone needing his services. I can't thank you enough

26/04/2024 | Dave

Will is an exquisite person and, no less important, an excellent professional. Always attentive, precise and punctual with all my requests/doubts/information. Always on point, always available, very quick in responding and managing the case in general.
Always cheerful, optimistic and sunny.
In short... highly recommended!!!

17/05/2024 | Gabriella Giglio

Will is a friendly, professional and competent broker. He made us feel at ease by being approachable and prompt in responding to our queries. I recommend his services with confidence.

03/06/2024 | Live from Legendland HI

Me and my husband had no clue what was involved when it came to renewing our mortgage and we were so grateful for all the help Will provided for us. Nothing was too much effort and he answered everything swiftly and efficiently. Will managed to secure us a brilliant mortgage deal and we couldn't be happier with the end result. We would highly recommend Will for not only his professional manner but also his friendly and helpful attitude. Thanks again Will!

17/06/2024 | Emma B

Will is a dedicated and honourable fine man who works with all dexterity and is always down to earth and would treat everyone with respect and will continuously have regular meetings with his clients until they arrive at a compromise. He has been supportive since day one and he never goes back on his word. I will recommend him over and over again to my friends and family

29/09/2024 | Feli Quansah

I wish i had met you sooner brilliant service. The swift responses and the tailor-made handling of my case. I was kept well informed and everything was explained. I could trust them to give me good and accurate advice so i could make an informed choice.

21/02/2025 | A.Chimbetete

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